Optimal Funding Solutions

Flexible options for all your lending needs.
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Online Application

Our online application is secure and easy to complete. Select the appropriate link below to start the application process


Real-Estate Application

Secure online application

Business Funding Application

Secure online application

By submitting this application, you acknowledge that everything is true and correct to the best of your knowledge.  Optimal Funding Solutions, its parent company and subsidiaries is not a chartered bank or trust company, or depository institution. OFS, its parent company and subsidiaries is not authorized to accept deposits or trust accounts, nor licensed or regulated by any state or federal banking authority. OFS, its parent company and subsidiaries makes commercial and business purpose loans only. Loans are for investment purposes only and not for personal, family, or household use.  Nothing contained in this site can be construed to be a commitment to lend. All loans are subject to borrower underwriting, asset verification and credit approval and is at the sole discretion of OFS, its parent company and subsidiaries. Other restrictions apply. Specific facts and circumstances of each proposed loan affect whether OFS, its parent company and subsidiaries may be authorized to make said loans.  Please note this is for a NON OWNER OCCUPIED loan application.

We value your time and the opportunity to work with you

Quick and Easy Application

Your time is valuable which is why our application process is quick and easy.


We’re big fans of the phrase, “what you see is what you get”. No hidden fees, no hidden meanings, just transparency throughout the process.

Let’s Work Together

We work closely with our clients to ensure they get the right products and terms to meet their needs.